Our minimum requirements are a good-standing business operating for at least two years, a favorable payment history, and three months of business bank statements. In addition to these criteria, we also consider factors such as credit score and annual revenue. While meeting these requirements does not guarantee approval for equipment financing, they are good eligibility indicators.

One advantage of choosing Stars and Stripes Financing is our ability to extend funding to business owners who have less-than-perfect credit profiles. As an independent lending company, we offer more flexible borrowing requirements than traditional banks and lenders. So, if you are concerned that your credit score might affect your options for securing funding for equipment, we might be able to help.

Stars and Stripes Financing makes it easy to apply for funding. You can complete our online application quickly, as it only asks for basic information about you and your business, and no collateral is required. We will review your application upon receipt and contact you with a decision.

We offer equipment lines of credit of up to $10 million, and you only repay what you use, plus interest. Application-only equipment financing and equipment leasing of up to $500,000 is available.

Yes. Many soft costs can included in your finance plan. These include equipment delivery, installation, training, and software. Your dedicated Stars and Stripes Financing account manager will discuss this with you and answer any questions you have.

No. If you apply for funding from Stars and Stripes Financing, there is no obligation to move forward if your application is approved. We are confident that our competitive rates, flexible terms, and exceptional customer service will encourage you to choose Stars and Stripes Financing for your equipment funding needs.

Stars and Stripes Financing can provide you with a credit decision in one hour or less during our regular hours, and same-day funding is available for specific transaction amounts.

Our website has extensive information about our company and equipment financing products. If you have any additional questions, please feel free to contact us online. We are here to assist you.