Equip Your Small Business for Growth

Stars and Stripes Financing offers three solutions to support this.

Equipment Line of Credit

An equipment line of credit from Stars and Stripes Financing provides quick access to funds for purchasing equipment or covering equipment-related expenses, such as repairs or maintenance. Unlike an equipment loan, where payments are due every month, an equipment line of credit only requires repayment on the amount you draw, plus interest. There are no costs for funds you don’t use.

To better illustrate this, let’s assume your business is approved for a $100,000 equipment line of credit, meaning $100,000 is the maximum amount you can draw at any time. If you access $20,000 of this amount, your available credit amount will drop to $80,000, and you will owe $20,000 plus applicable interest on your next billing period.
  • Equipment credit lines up to $10 million
  • Unsecured—no collateral required
  • Simple online application
  • Competitive rates
  • Only pay for what you use, plus interest

Our Minimum Requirements

  • Minimum two years in business
  • Three months’ business bank statements
  • Favorable payment history

Equipment Financing

Equipment financing, also known as an equipment loan, can help your small business secure the equipment needed to keep operations running smoothly without the financial burden of paying the full purchase price upfront. You can preserve your cash flow and maintain liquidity by spreading the cost over a set period through manageable payments.

At Stars and Stripes Financing, we offer application-only equipment financing plans up to $500,000 with competitive rates and flexible terms. In addition, we can finance up to 100% of the cost of the equipment, including soft costs.
  • Application-only up to $500,000
  • Simple online application
  • 100% financing available, including soft costs
  • One-hour credit decisions
  • Competitive rates
  • Flexible repayment terms
  • Same-day funding is available

Our Minimum Requirements

  • Minimum two years in business
  • Three months’ business bank statements
  • Favorable payment history
  • Business in good standing
  • Equipment quote or invoice

Equipment Leasing

If you’re looking for business equipment without the costs or commitments that come with ownership, Stars and Stripes Financing has a solution. We offer equipment leasing, which lets you use a piece of business equipment for a specific period instead of buying it outright or securing financing. When you lease equipment, you make fixed monthly payments over the lease term to use (rent) the equipment.

Stars and Stripes Financing offers application-only equipment leasing up to $500,000, with several end-of-term options that we can discuss with you. You’ll be pleased to know that we have competitive rates and flexible repayment terms, too.
  • Application-only up to $500,000
  • Simple online application
  • 100% financing available, including soft costs
  • One-hour credit decisions
  • Competitive rates
  • Flexible repayment terms
  • Same-day funding is available
  • Several end-of-lease options

Our Minimum Requirements

  • Minimum two years in business
  • Three months’ business bank statements
  • Favorable payment history
  • Business in good standing
  • Equipment quote or invoice